INVEST IN YOUR HEALING

All fees are due at the time of service and are payable by most major credit cards. HSA and FSA cards are also acceptable forms of payment (please review your benefits with your insurance company).

If you choose private pay a receipt for payment or a Superbill towards reimbursement can be provided upon request for self-submitting to your health insurance. You are responsible for contacting your health insurance to see if they will reimburse you for out of network services and if they accept superbills.

Diagnostic Evaluation

(New client)

$200

60 minutes. This assessment is necessary for therapist to assess diagnosis, needs for services, and treatment planning.

Available via Teleahealth.

Outpatient Psychotherapy Session

$175

55 minutes.

Available via telehealth.

There are many reasons why therapists with advanced training and expertise choose to accept private pay and choose not submit to health insurance. Here are the benefits:

• Financial transparency:

  With private pay, the fees listed are what you get. For insurance, approximately 20%-30% of claims are denied because clients and clinicians are short on time and are often confused by the “insurance world” protocols and jargon. Moreover, insurance agencies often do Clawbacks. Clawbacks are “the recovery of money” after a claim has already been accepted and approved by the insurance carrier. The responsibility of the Clawback (which can sometimes be thousands of dollars at a time) then falls onto either the clinician OR the client.

• No required diagnosis:

  This reduces over-diagnosing and prevents any stigmatized labels from being entered into your permanent electronic health record.

• No ethical or moral dilemma:

  Only “F codes” are reimbursed by insurance agencies. For example, bereavement (loss of a loved one) is not an F code. Therefore, in order for the client to receive services and be reimbursed, the clinician would have to diagnose either an inaccurate or more severe diagnosis that the client may not actually meet the criteria for in order to obtain services. Otherwise, the client will be denied care.

• Client control:

  Frequency and form of treatment are decided by both client and therapist instead of having imposed limitations placed by the third party. Insurance agencies often dictate which types of treatments are accepted/reimbursed in addition to how often a client can be seen.

• More privacy and confidentiality of services:

  The insurance agency will have access to records and client’s private health information. This includes diagnoses, treatment goals/modalities, progress notes of what was discussed during session, and payment information.

Whole Healing is in network with most of Arizona’s major health insurances. Please contact for more information.